Skip to content
Close
API PRODUCTS

Accounts

The accounts product provides you with APIs that allow you to validate your available balance, access account identification data and obtain consents to access ASPSP accounts.

AVAILABLE FOR USE BY:

Consent and Account Information APIs: Account information Service Providers with a PSD2 license/TPP certificate

Availability of Funds API: Account information Service Providers, Payment Initiation Service Providers and Card Based Payment Instrument Issuers with a PSD2 license/TPP certificate

API Accounts
OVERVIEW

With this type of information, you may provide your users with a consolidated view of their available balance, incomes, and spending. Based on the transactions history you may understand the spending behaviour of your users, both private and corporate, predict overdrafts and notify or offer them a credit line from your partner credit institutions, reconcile invoices with payments for corporates, alert for the possibility of fraud when abnormal spends occur, etc

KEY FEATURES
Consent

The user grants the TPP the consent to access the account information.

Account Access

A user can access via mobile phone or web browser the account transactions accessible through its Bank interface.

Corporate & Fintech Order

The user can grant any registered AISP the access to the account information.

Define Accounts

The user can define which accounts to be made available to the TPP.

Customer Authentication

The Bank validates the identity of the user prior to any request for action.

Withdraw Consent

The user may revoke the consent at any time.

Included APIs
Account Information

Account Information API enables access to account identification data, account balances, and account transaction history.

Consent

Consent API performs the PSU authentication and returns a consent resource identifier that will allow you to access the ASPSP accounts that the PSU has provided consent to access.

Availability of Funds

Availability of Funds API enables you to check in real-time if your clients have enough available funds to honour a purchase they are doing with the card you issued to them.

Didn´t find what you were looking for?

Want to learn more?

Familiarize yourself with the dev portal and test your APIs in SANDBOX

Ready to get started?

Build, test and get your projects certified and ready for production

Developers Forum 

Search and participate in our forum. The developers in the community are happy to help

FAQs 

Look in our frequently asked questions section to see if you can find the details that you need

Contact Us 

To ask a question or to send us feedback, open and complete the Contact Form