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MULTIBANCO

The MULTIBANCO product provides you with APIs that allow you to initiate timely, recurring or bulk payments using MULTIBANCO payment methods and replicating the seamless experience used in the bank’s interfaces.

AVAILABLE FOR USE BY:

Payment Initiation Service Providers with a PSD2 license/TPP certificate

API Multibanco
Overview

MULTIBANCO Payments API enables you to initiate a payment on your client’s request, using one of the MULTIBANCO payment instruments made available by the Bank of the Payment Service User through its interfaces. With this API, it is possible to integrate MULTIBANCO payments in an online store as well as to provide personal finance and liquidity management services to both private and corporate clients.

KEY FEATURES
Domestic Payment Service

One of the most popular payment instruments amongst Portuguese citizens and organizations.

Customer Authentication

The Bank validates the identity of the user before any request for action.

Payment Status

The PISP can verify the status of the transaction immediately after the payment initiation request.

User’s Choice

The user can decide which Bank and payment account to use for making payments.

Corporate & Fintech Order

The PISP can choose which MULTIBANCO payment instruments to offer from the options made available by the user’s Bank.

Included APIs
MULTIBANCO Payments

Initiates payments using MULTIBANCO payment instruments made available by the Bank of the Payment Service User.

Periodic MB Payments

Initiates future-dated or recurring payments using MULTIBANCO payment instruments made available by the Bank of the Payment Service User.

MB Payments Catalogue

Provides up-to-date catalogue of available MULTIBANCO services.

Bulk MULTIBANCO Payments

Initiate a bulk of MULTIBANCO payments with just one call to this API, and just one PSU’s authentication.

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